Baccarat Rules: Get to Know How to Play Baccarat

The Object of the Game

The object of this straightforward game is to place a bet on the hand which will get a point total closest to 9.

Card Value

Learn how to play baccarat: the card value
  • All 10-value cards as well as face cards (Jack, Queen, and King) are worth 0 points;
  • Aces count as 1;
  • The remaining cards (2 through 9) are worth face value. That means that a 2 is worth two points;
  • If the value of your cards is higher than ten, you subtract 10. If you have a 9 and an 8, your hand totals 7 (after subtracting 10).

The best outcome is if you get 9 with your first 2 cards. Eight is good too and it also counts as a natural hand.
There are two hands given out: the hand of the Banker and player's hand. Both the banker and the player are dealt two cards, and depending on the value of the hand, might be dealt a third in either case.
The task for you as a player is to place a bet on the banker's hand, the player's hand, or a push, which means that the two hands are tied.
Baccarat odds are quite low. If you bet on player, the house edge is 1.36%. If you bet on banker the house edge is 1.17%.

Baccarat Rules: Table Layout

Each player deals with 3 areas to bet at, corresponding to the choice when the game starts: "Banker", "Player" or "Tie".

Baccarat Rules: Game payouts

Payouts are understandable. If you bet on Player's hand, the payout is 1:1. If you bet on Banker’s hand, the payoff is as well 1 : 1 but mind that the casino has 5% commission on this outcome. If you bet on a Tie, you are paid 8 to 1. The min bet is one dollar and max is $500.

General Baccarat Rules

Baccarat starts when the dealer gives out 4 cards: two for the Banker and the Player. In case that the total of either or both sides equals 9 or 8, no cards are dealt anymore. If both sides have the same point total, it is a tie. But in the case the hand of the Banker or the Player doesn’t add up to a “natural” or when tie does not happen, another card is dealt but under certain rules:

  • If the Banker’s initial hand totals to 0, 1 or 2 - Banker has to take one more card.
  • If the Banker’s hand totals 3, and player's 3rd card is any card but 8 (the player gets his cards before the dealer),the Banker hits.
  • If Banker’s hand is 4 and Player's 3rd card is all but 1, 8, 9, or 0, Banker gets third card.
  • If the Banker’s hand equals 5 and Player gets a 4, 5, 6 or 7, Banker will hit.
  • If the Banker’s hand is equal to six, and 3rd card of the player is 6 or 7, Banker will hit.
  • If the Banker’s hand is 7 or greater, the Banker must stand.
  • If Player's initial hand totals 6 or more,he should stand and should not get any additional cards.
  • If Player’s hand is 5 or less, Player is given out another card. © 2020 All Rights Reserved